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Buying a Home When You Know Nothing About Homes

Uncategorized Jan 27, 2020

Buying a house is intimidating, right?! It's a load of money for an item that most of us know how to live in, and do basic cleaning to maintain, but have no idea how it actually works or how to keep it functioning properly! 

Personally, I don't know how cars work, so if I'm going to a car dealership, I have no idea what to do, how the salespeople work, what is normal, and what is a scam. I still purchased a car, though. My workaround for my lack of knowledge is when it's time to buy one, I call my brother. He is a GM for a Toyota dealership, and I say, "Help me, what do I do?! What am I looking for?" It's so helpful, and takes the stress away from the process, knowing that there is an expert who has our back!

So who is that person when you are buying a house? Some will say your Realtor. Sure, your Realtor is that person for you when it comes to the transaction and negotiating and helping you locate that house. But when it...

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When Do I Need A Realtor?

Uncategorized Jan 22, 2020

Are you curious at what point in the homebuying process do you hire the services of a Realtor? Here's the answer:

After you are pre-approved for a loan and are ready to put offers in on a house.

So much of this process creates stress and overwhelm when homebuying hopefuls do things in the wrong order. That's a main focus at First Home Journey. Being educated not only on what you need to know, but when you need to know it, is crucial to taking a complicated transaction and simplifying it. 

If you are not pre-approved for a loan, and you seek out the services of a Realtor, they are going to send you to get pre-approved. 

Curious about getting pre-approved for a loan? That's not your first step, either. Your first step is working through common fears, then putting together a budget for homeownership.

Any questions about your first home journey? Reach out via the contact form (all messages go directly to me) and I'll shoot you my opinion! 

Good luck out there!


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Need Money for the Down Payment?

Uncategorized Nov 15, 2019

Have you been dreaming of owning your first home, but think you just can’t get the Benjamins together to make it a reality?  Give me 5 minutes here to show you a couple of great options if money is tight.

Going to a Realtor is not going to be your first step. Not all Realtors are proficient at all your options. Some even don't know about certain loan programs because they are not easily found! Realtors will come after you have an approval for a loan. 

But did you know that going to a lender is not your first step, either? You may not get all your options from a lender, because they most likely won't break down the details of loan programs they don't offer. 

Wouldn't it be great if there was an unbiased place you could go to, before you were actually ready to go house hunting, where you could get all your options, where you could get the entire homebuying process simplified, and where you could be empowered with the tools and the confidence to...

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